UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): August 6, 2004
SHORE BANCSHARES, INC.
(Exact name of registrant as specified in its charter)
Maryland 0-22345 52-1974638
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(State or other jurisdiction of (Commission file number) (IRS Employer
incorporation or organization) Identification No.)
18 East Dover Street, Easton, Maryland 21601
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(Address of principal executive offices) (Zip Code)
(410) 822-1400
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(Registrant's telephone number, including area code)
N/A
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(Former Name or Former Address, if Changed Since Last Report)
ITEM 12. Results of Operation and Financial Condition.
On August 6, 2004, Shore Bancshares, Inc. (the "Company") issued a
press release describing the Company's unaudited financial results for the three
and six months ended June 30, 2004, a copy of which is furnished herewith as
Exhibit 99.1.
The press release furnished herewith may contain forward-looking
statements as defined by the Private Securities Litigation Reform Act of 1995.
Forward-looking statements present management's expectations, beliefs, plans and
objectives regarding future financial performance, and assumptions or judgments
concerning such performance. These forward-looking statements involve estimates,
assumptions, judgments and uncertainties. There are a number of factors that
could cause actual results or outcomes to differ materially from those addressed
in the forward-looking statements. These factors are discussed in detail under
"Risk Factors" in Part I, Item 1 of the Company's Annual Report on Form 10-K, as
amended by Amendment No. 1 on Form 10-K/A, for the year ended December 31, 2003.
The information contained in this Item 12 shall not be deemed "filed"
for purposes of Section 18 of the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), or incorporated by reference in any filing under the
Securities Act of 1933, as amended, or the Exchange Act, except as shall be
expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.
SHORE BANCSHARES, INC.
Dated: August 9, 2004 By: /s/ W. Moorhead Vermilye
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W. Moorhead Vermilye
President and CEO
EXHIBIT INDEX
Exhibit
Number Description
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Exhibit 99.1 Press Release dated August 6, 2004.