Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  GAPEN RICHARD D
 2. Date of Event Requiring Statement (Month/Day/Year)
12/10/2004		 3. Issuer Name and Ticker or Trading Symbol
CERTEGY INC [CEY]
(Last)
(First)
(Middle)
100 2ND AVENUE SOUTH, SUITE 1100S		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Corporate VP Human Resources
 5. If Amendment, Date Original Filed(Month/Day/Year)
12/14/2004
(Street)

ST. PETERSBURG, FL 33701		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 20,840
D
 
Common Stock 2,701.09
I
By 401(K) Plan

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (right to buy) 12/31/2006 02/04/2011 Common Stock 2,686 $ 32.55 D  
Employee Stock Option (right to buy)   (1) 02/04/2011 Common Stock 8,059 $ 32.55 D  
Employee Stock Option (right to buy) 01/27/2003 01/27/2009 Common Stock 4,898 $ 30.0947 D  
Employee Stock Option (right to buy) 01/27/2001 01/27/2009 Common Stock 1,227 $ 30.0947 D  
Employee Stock Option (right to buy) 02/12/2005 02/12/2012 Common Stock 2,860 $ 34.96 D  
Employee Stock Option (right to buy) 02/12/2002 02/12/2012 Common Stock 10,333 $ 34.96 D  
Employee Stock Option (right to buy) 10/31/2004 10/31/2011 Common Stock 2,852 $ 28.5 D  
Employee Stock Option (right to buy) 06/01/2001 06/01/2008 Common Stock 1,225 $ 30.4007 D  
Employee Stock Option (right to buy) 01/29/2002 01/29/2011 Common Stock 2,170 $ 23.7248 D  
Employee Stock Option (right to buy) 10/31/2004 10/31/2011 Common Stock 9,429 $ 28.5 D  
Employee Stock Option (right to buy)   (2) 02/12/2012 Common Stock 15,140 $ 34.96 D  
Employee Stock Option (right to buy) 01/29/2001 01/29/2011 Common Stock 18,033 $ 23.7248 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
GAPEN RICHARD D
100 2ND AVENUE SOUTH
SUITE 1100S
ST. PETERSBURG, FL 33701		       Corporate VP Human Resources  

Signatures

Marcia R. Glick, as Attorney-in-Fact for Richard D. Gapen pursuant to a Power of Attorney on file 12/15/2004
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The option vests 2,687 shares on 2/4/2004, 2,686 shares on 12/31/2004 and 2,686 shares on 12/31/2005.
(2) The option vests in four annual installments (beginning on 2/12/2002) and becomes fully vested on 2/12/2005.

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