Schedule 13G/A

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

SCHEDULE 13G

(RULE 13D-102)

 

 

INFORMATION STATEMENT PURSUANT TO RULE 13D-1

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(FINAL AMENDMENT)

 

 

 

Crescent Banking Company


(Name of Issuer)

 

Common Stock


(Title of Class of Securities)

 

 

225646108


                                (CUSIP Number)                                

 

December 31, 2004


(Date of Event Which Requires Filing of this Statement)

 

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

 

x Rule 13d-1(b)

 

¨ Rule 13d-1(c)

 

¨ Rule 13d-1(d)


CUSIP No. 225646108

   Page 1 of 4 Pages

 

  1)  

Names of Reporting Persons

IRS Identification No. Of Above Persons

 

            The PNC Financial Services Group, Inc.

            25-1435979

   
  2)  

Check the Appropriate Box if a Member of a Group (See Instructions)

(a)  ¨

(b)  ¨

   
  3)  

SEC USE ONLY

 

   
  4)  

Citizenship or Place of Organization

 

            Pennsylvania

   

Number of

Shares

Beneficially

Owned By

Each

Reporting

Person

With

 

  5)    Sole Voting Power

 

                *

*See the response to Item 5.


  6)    Shared Voting Power

 

                 *

*See the response to Item 5.


  7)    Sole Dispositive Power

 

                 *

*See the response to Item 5.


  8)    Shared Dispositive Power

 

                 *

*See the response to Item 5.

  9)  

Aggregate Amount Beneficially Owned by Each Reporting Person

 

             *

*See the response to Item 5.

   
10)  

Check if the Aggregate Amount in Row (9) Excludes Certain Shares

See Instructions

 

 

¨

 

11)  

Percent of Class Represented by Amount in Row (9)

 

             *

*See the response to Item 5.

   
12)  

Type of Reporting Person (See Instructions)

 

            HC

   


SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

SCHEDULE 13G

(RULE 13D-102)

 

 

INFORMATION STATEMENT PURSUANT TO RULE 13D-1

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(FINAL AMENDMENT)

 

 

 

Crescent Banking Company


(Name of Issuer)

 

Common Stock


(Title of Class of Securities)

 

 

225646108


                                (CUSIP Number)                                

 

December 31, 2004


(Date of Event Which Requires Filing of this Statement)

 

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

 

x Rule 13d-1(b)

 

¨ Rule 13d-1(c)

 

¨ Rule 13d-1(d)


CUSIP No. 225646108

   Page 2 of 4 Pages

 

  1)  

Names of Reporting Persons

IRS Identification No. Of Above Persons

 

            PNC HL Holding Corp.

            51-0404585

   
  2)  

Check the Appropriate Box if a Member of a Group (See Instructions)

(a)  ¨

(b)  ¨

   
  3)  

SEC USE ONLY

 

   
  4)  

Citizenship or Place of Organization

 

            Delaware

   

Number of

Shares

Beneficially

Owned By

Each

Reporting

Person

With

 

  5)    Sole Voting Power

 

                *

*See the response to Item 5.


  6)    Shared Voting Power

 

                 *

*See the response to Item 5.


  7)    Sole Dispositive Power

 

                 *

*See the response to Item 5.


  8)    Shared Dispositive Power

 

                 *

*See the response to Item 5.

  9)  

Aggregate Amount Beneficially Owned by Each Reporting Person

 

             *

*See the response to Item 5.

   
10)  

Check if the Aggregate Amount in Row (9) Excludes Certain Shares

See Instructions

 

 

¨

 

11)  

Percent of Class Represented by Amount in Row (9)

 

             *

*See the response to Item 5.

   
12)  

Type of Reporting Person (See Instructions)

 

            HC

   


SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

SCHEDULE 13G

(RULE 13D-102)

 

 

INFORMATION STATEMENT PURSUANT TO RULE 13D-1

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(FINAL AMENDMENT)

 

 

 

Crescent Banking Company


(Name of Issuer)

 

Common Stock


(Title of Class of Securities)

 

 

225646108


                                (CUSIP Number)                                

 

December 31, 2004


(Date of Event Which Requires Filing of this Statement)

 

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

 

x Rule 13d-1(b)

 

¨ Rule 13d-1(c)

 

¨ Rule 13d-1(d)


CUSIP No. 225646108

   Page 3 of 4 Pages

 

  1)  

Names of Reporting Persons

IRS Identification No. Of Above Persons

 

            J.J.B. Hilliard, W.L. Lyons, Inc.

            61-0734935

   
  2)  

Check the Appropriate Box if a Member of a Group (See Instructions)

(a)  ¨

(b)  ¨

   
  3)  

SEC USE ONLY

 

   
  4)  

Citizenship or Place of Organization

 

            Kentucky

   

Number of

Shares

Beneficially

Owned By

Each

Reporting

Person

With

 

  5)    Sole Voting Power

 

                *

*See the response to Item 5.


  6)    Shared Voting Power

 

                 *

*See the response to Item 5.


  7)    Sole Dispositive Power

 

                 *

*See the response to Item 5.


  8)    Shared Dispositive Power

 

                 *

*See the response to Item 5.

  9)  

Aggregate Amount Beneficially Owned by Each Reporting Person

 

             *

*See the response to Item 5.

   
10)  

Check if the Aggregate Amount in Row (9) Excludes Certain Shares

See Instructions

 

 

¨

 

11)  

Percent of Class Represented by Amount in Row (9)

 

             *

*See the response to Item 5.

   
12)  

Type of Reporting Person (See Instructions)

 

            IA

   


Page 4 of 4 Pages

 

ITEM 5 - OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS:

 

Each reporting person has ceased to beneficially own more than 5% of the stock of the issuer.

 

ITEM 10 - CERTIFICATION:

 

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.

 

SIGNATURE

 

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

 

February 10, 2005


Date

By:

 

/s/ Joan L. Gulley


Signature - The PNC Financial Services Group, Inc.

Joan L. Gulley, Vice President


Name & Title

February 10, 2005


Date

By:

 

/s/ Maria C. Schaffer


Signature - PNC HL Holding Corp.

Maria C. Schaffer, Controller & Treasurer


Name & Title

February 10, 2005


Date

By:

 

/s/ James R. Allen


Signature - J.J.B. Hilliard, W.L. Lyons, Inc.

James R. Allen, Chairman & CEO


Name & Title

 

AN AGREEMENT TO FILE A JOINT STATEMENT

WAS PREVIOUSLY FILED AS EXHIBIT A TO SCHEDULE 13G