UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): January 21, 2004
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                                 CIT GROUP INC.
                                 --------------
             (Exact name of registrant as specified in its charter)

            Delaware              001-31369              65-1051192
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        (State or other          (Commission           (IRS Employer
        jurisdiction of           File Number)        Identification No.)
         incorporation)

                                   1 CIT Drive
                          Livingston, New Jersey 07039
                          ----------------------------
              (Address of registrant's principal executive office)

       Registrant's telephone number, including area code: (973) 740-5000
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          -------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)





Item 5. Other Events.

      This Current Report on Form 8-K includes as an exhibit a press release,
dated January 21, 2004, reporting that the Board of Directors of CIT Group Inc.
declared a dividend of $.13 per share, payable on February 27, 2004 to
shareholders of record on February 15, 2004. The press release is attached as
Exhibit 99.1 and is incorporated by reference into this Item 5.

Item 7. Financial Statements and Exhibits.

(c) Exhibits.

      99.1 Press release issued by CIT Group Inc. on January 21, 2004.

      99.2 Press release issued by CIT Group Inc. on January 22, 2004.

Item  9. Regulation FD Disclosure.
            and
Item  12. Results of Operations and Financial Measures.

      This Current Report on Form 8-K includes as an exhibit a press release,
dated January 22, 2004, reporting the financial results of CIT Group Inc. as of
and for the quarter and year ended December 31, 2003. The press release is
attached as Exhibit 99.2. This press release includes certain non-GAAP financial
measures. A reconciliation of those measures to the most directly comparable
GAAP measures is included as a table to the press release.

      This document contains "forward-looking statements" within the meaning of
the Private Securities Litigation Reform Act of 1995. All forward-looking
statements (including statements regarding future financial and operating
results) involve risks, uncertainties and contingencies, many of which are
beyond CIT's control, which may cause actual results, performance, or
achievements to differ materially from anticipated results, performance, or
achievements. All statements contained in this document that are not clearly
historical in nature are forward-looking, and the words "anticipate," "believe,"
"expect," "estimate," "plan," and similar expressions are generally intended to
identify forward-looking statements. Economic, business, funding market,
competitive and/or regulatory factors, among others, affecting CIT's businesses
are examples of factors that could cause actual results to differ materially
from those described in the forward-looking statements. More detailed
information about these factors are described in CIT's filings with the
Securities and Exchange Commission, including its Transitional Report on Form
10-K for the period from October 1, 2002 to December 31, 2002. CIT is under no
obligation to (and expressly disclaims any such obligation to) update or alter
its forward-looking statements, whether as a result of new information, future
events or otherwise.


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                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                              CIT GROUP INC.
                                              (Registrant)


                                              By:  /s/ Joseph M. Leone
                                              ------------------------
                                                   Joseph M. Leone
                                                   Vice Chairman &
                                                   Chief Financial Officer

Dated:    January 22, 2004


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