UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ----------------------------- FORM 8-K CURRENT REPORT ----------------------------- Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of report (Date of earliest event reported): April 24, 2003 OCEANFIRST FINANCIAL CORP. (Exact name of registrant as specified in its charter) Delaware 0-27428 22-3412577 -------- ------- ---------- (State or other jurisdiction of (Commission File No.) (IRS Employer Identification No.) incorporation or organization) 975 HOOPER AVENUE, TOMS RIVER, NEW JERSEY 08753 ---------------------------------------------------------------- (Address of principal executive offices, including zip code) (732)240-4500 ---------------------- (Registrant's telephone number, including area code) Not Applicable ---------------------- (Former name or former address, if changed since last report) ITEMS 1 THROUGH 6 AND 8. NOT APPLICABLE ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. 99.1 Press Release dated April 24, 2003. ITEM 9. REGULATION FD DISCLOSURE On April 24, 2003, OceanFirst Financial Corp., the holding company for OceanFirst Bank, announced its financial results for the quarter ended March 31, 2003. The press release announcing financial results for the quarter ended March 31, 2003 is filed as Exhibit 99.1 and incorporated herein by reference. This information is being furnished pursuant to Item 12 of Form 8-K and is being presented under Item 9 as provided in the Commission's interim guidance regarding Form 8-K Item 11 and Item 12 filing requirements (Release No. 34-47583). 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OCEANFIRST FINANCIAL CORP. /s/ Michael Fitzpatrick --------------------------- Michael Fitzpatrick Executive Vice President and Chief Financial Officer Dated: April 28, 2003 3 EXHIBIT INDEX Exhibit Number Description -------------- ----------- 99.1 Press Release dated April 24, 2003. 4