Filed under Rule 433
File No. 333-131159

CIT Group Inc.

$500,000,000 5.40% Senior Notes due February 13, 2012
Final Term Sheet

Issuer:		CIT Group Inc.
Principal Amount:		$500,000,000
Type:		SEC Registered – Registration Statement No. 333-131159
Issue Price:		99.926%
Underwriters’ Commission:		0.35%
Proceeds to Issuer:		$497,880,000
Pricing Date:		February 6, 2007
Settlement Date:		February 13, 2007
Maturity Date:		February 13, 2012
Interest Rate:		5.40%
Spread to Treasury:		+66 basis points (0.66%)
Benchmark Treasury:		4¾% due January 31, 2012
Benchmark Yield:		4.757%
Specified Currency:		U.S. Dollars ($)
Interest Payment Dates:		Interest will be paid on the Maturity Date and semiannually on February 13
		and August 13 of each year, provided that if any such day is not a Business
		Day, the payment will be made on the next Business Day as if it were made on
		the date this payment was due, and no additional interest will accrue as a result
		of this delayed payment.
First Payment Date:		August 13, 2007.
Accrual of Interest:		Interest payments will include the amount of interest accrued from and
		including the most recent Interest Payment Date to which interest has been
		paid (or from and including the Original Issue Date) to, but excluding, the
		applicable Interest Payment Date.
Minimum Denomination:		Minimum denominations of $2,000 and integral multiples of $1,000.
Exchange Listing:		None.
Other Provisions:		“Business Day” means any day, other than a Saturday or Sunday, that is neither
		a legal holiday nor a day on which banking institutions are authorized or
		required by law or regulation (including any executive order) to close in The City of New York.

The Issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, Banc of America Securities LLC, Citigroup Global Markets Inc., J.P. Morgan Securities Inc. or Greenwich Capital Markets, Inc. will arrange to send you the prospectus if you request it by calling Banc of America Securities LLC toll-free at 1-800-294-1322, Citigroup Global Markets Inc. toll-free at 1-800-248-3580, J.P. Morgan Securities Inc. collect at 212-834-4533 or Greenwich Capital Markets, Inc. toll-free at 1-866-884-2071.

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