Rule 424(b)(3)
                            Registration Statement Nos. 333-92258 and 333-98743
                            CUSIP 125581AE8; Common Code 16830615;
                            ISIN US125581AE89

PRICING SUPPLEMENT NO. 15
Dated May 1, 2003 to
Prospectus, dated September 13, 2002 and
Prospectus Supplement, dated September 13, 2002.

                                  [CIT LOGO]

                                 CIT GROUP INC.
                        $500,000,000 4.000% SENIOR NOTES
                                DUE MAY 8, 2008

                              Joint Lead Managers

CITIGROUP                                                           UBS WARBURG
                                  -------------

BNP PARIBAS                                                 GOLDMAN, SACHS & CO.
JPMORGAN                                                    WACHOVIA SECURITIES

                                  -------------

MIZUHO INTERNATIONAL PLC                                    SG COWEN









                           
(X) Senior Note               ( ) Senior Subordinated Note

PRINCIPAL AMOUNT:             $500,000,000.

PROCEEDS TO CORPORATION:      99.17500% or $495,875,000.

UNDERWRITERS' COMMISSION:     0.350% or $1,750,000.

ISSUE PRICE:                  99.52500% or $497,625,000.

ORIGINAL ISSUE DATE:          May 8, 2003.

MATURITY DATE:                May 8, 2008, provided that if such day is not a Business
                              Day, the payment of principal and interest may be made on
                              the next succeeding Business Day, and no interest on such
                              payment will accrue for the period from and after the
                              Maturity Date.

INTEREST RATE:                The notes will bear interest at an annual rate of 4.000%.

SPECIFIED CURRENCY:           U.S. Dollars ($).

DELIVERY:                     The Notes are expected to be delivered in book-entry form
                              only, to purchasers through The Depository Trust Company,
                              Clearstream and Euroclear, as the case may be, on or about
                              May 8, 2003.

FORM:                         Global Note.

INTEREST PAYMENT DATES:       Interest will be paid at maturity, upon earlier tax
                              redemption (to the extent provided in the prospectus
                              supplement) and semiannually on May 8 and November 8 of each
                              year, commencing November 8, 2003, provided that if any such
                              day is not a Business Day, the Interest Payment Date will be
                              the next succeeding Business Day, and no interest on such
                              payment will accrue for the period from and after the
                              Maturity Date.

ACCRUAL OF INTEREST:          Interest payments will include the amount of interest
                              accrued from and including the most recent Interest Payment
                              Date to which interest has been paid (or from and including
                              the Original Issue Date) to but excluding the applicable
                              Interest Payment Date.

EXCHANGE LISTING:             Luxembourg Stock Exchange.

OTHER PROVISIONS:

TRUSTEE, REGISTRAR,           Bank One Trust Company, N.A.
  AUTHENTICATING, U.S.
  CALCULATION AGENT AND U.S.
  PAYING AGENT:

CUSIP:                        125581AE8

COMMON CODE:                  16830615

ISIN:                         US125581AE89



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                              PLAN OF DISTRIBUTION

    We have entered into a terms agreement, dated as of May 1, 2003, with the
Underwriters named below for whom Citigroup Global Markets Inc. and UBS Warburg
LLC are acting as representatives. Subject to the terms and conditions set forth
in the terms agreement, we have agreed to sell to each of the underwriters, and
each of the underwriters has severally agreed to purchase, the principal amount
of the notes set forth opposite its name below:



                                                                PRINCIPAL
                   UNDERWRITERS OF NOTES                          AMOUNT
                   ---------------------                          ------
                                                           
Citigroup Global Markets Inc. ..............................  $  200,000,000
UBS Warburg LLC ............................................     200,000,000
BNP Paribas Securities Corp. ...............................      20,000,000
Goldman, Sachs & Co. .......................................      20,000,000
J.P. Morgan Securities Inc. ................................      20,000,000
Wachovia Securities, Inc. ..................................      20,000,000
Mizuho International plc ...................................      10,000,000
SG Cowen Securities Corporation ............................      10,000,000
                                                              --------------
    Total...................................................  $  500,000,000
                                                              --------------
                                                              --------------


    We have been advised by the Underwriters that they propose initially to
offer the notes to the public at the public offering price set forth on the
cover page of this pricing supplement, and to certain dealers at a price less a
concession not in excess of 0.25% of the principal amount of the notes. The
Underwriters may allow, and these dealers may reallow, a concession to certain
other dealers not in excess of 0.15% of the principal amount of the notes. After
the initial public offering, the public offering price and these concessions may
be changed from time to time.

    Although application has been made to list the notes on the Luxembourg Stock
Exchange, the notes are a new issue of securities with no established trading
market. The Underwriters have advised us that they intend to make a market in
the notes, but the Underwriters are not obligated to do so and may discontinue
any market making at any time without notice. The trading market for the notes
may not be liquid.

    The terms agreement provides that the obligations of the Underwriters are
subject to certain conditions precedent and that the Underwriters will purchase
all the notes if any are purchased.

    In connection with this offering, some or all of the Underwriters and their
respective affiliates may engage in transactions that stabilize, maintain, or
otherwise affect the market price of the notes. Those transactions may include
stabilization transactions effected in accordance with Rule 104 of Regulation M
under the Securities Exchange Act of 1934, pursuant to which those Underwriters
and affiliates may bid for or purchase notes for the purpose of stabilizing the
market price. The Underwriters also may create a short position for the account
of the Underwriters by selling more notes in connection with this offering than
they are committed to purchase from us. In that case, the Underwriters may
purchase notes in the open market following completion of this offering to cover
their short position. Any of the transactions described in this paragraph may
result in the maintenance of the price of the notes at a level above that which
might otherwise prevail in the open market. None of the transactions described
in this paragraph is required, and, if they are undertaken, they may be
discontinued at any time.

    Some or all of the Underwriters or their affiliates have provided and will
in the future continue to provide banking and/or other financial services to CIT
and its subsidiaries.

    The terms agreement provides that CIT will indemnify the Underwriters
against certain liabilities, including liabilities under the Securities Act of
1933, or contribute to payments the Underwriters may be required to make in
respect thereof.

    We accept responsibility for the information contained in this pricing
supplement.

    Signed on behalf of CIT Group Inc.:

    By: /S/ STEPHEN M. KAUFHOLD
         .............................
      DULY AUTHORIZED

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