UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                                    FORM 8-K


                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


        Date of report (Date of earliest event reported)  October 25, 2005

                                  MetLife, Inc.
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             (Exact Name of Registrant as Specified in Its Charter)

                                    Delaware
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                 (State or Other Jurisdiction of Incorporation)

            1-15787                                      13-4075851
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    (Commission File Number)                   (IRS Employer Identification No.)


      200 Park Avenue, New York, New York                      10166-0188
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   (Address of Principal Executive Offices)                    (Zip Code)

                                  212-578-2211
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              (Registrant's Telephone Number, Including Area Code)

                                       N/A
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          (Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     |_| Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

     |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)

     |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

     |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))




Item 2.02.  Results of Operations and Financial Condition.

     On October 27, 2005, MetLife, Inc., a Delaware Corporation, issued (i) a
press release announcing its results for the quarter ended September 30, 2005, a
copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by
reference, and (ii) a Quarterly Financial Supplement for the quarter ended
September 30, 2005, a copy of which is attached hereto as Exhibit 99.2 and is
incorporated herein by reference. The press release and the Quarterly Financial
Supplement are furnished and not filed pursuant to Instruction B.2 of Form 8-K.

Item 8.01.  Other Events.

     On October 25, 2005, MetLife, Inc. issued a press release announcing that
its Board of Directors had declared an annual dividend for 2005 of $0.52 per
common share. A copy of the press release is attached hereto as Exhibit 99.3 and
is incorporated herein by reference.

Item 9.01.  Financial Statements and Exhibits.

     (a) Not applicable

     (b) Not applicable

     (c)  99.1 Press Release of MetLife, Inc., dated October 27, 2005, 
               announcing third quarter 2005 results.

          99.2 Quarterly Financial Supplement for the quarter ended September 
               30, 2005.

          99.3 Press Release of MetLife, Inc., dated October 25, 2005, 
               announcing the declaration of the annual dividend on its 
               common stock.

                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                METLIFE, INC.

                                By:   /s/ Gwenn L. Carr
                                      ------------------------------------------
                                      Name: Gwenn L. Carr
                                      Title: Senior Vice-President and Secretary

Date: October 27, 2005



                                  EXHIBIT INDEX
                                  -------------


Exhibit
Number        Exhibit
-------       -------

99.1          Press Release of MetLife, Inc. dated, October 27, 2005, announcing
              third quarter 2005 results.

99.2          Quarterly Financial Supplement for the quarter ended September 30,
              2005.

99.3          Press Release of MetLife, Inc., dated October 25, 2005, announcing
              the declaration of the annual dividend on its common stock.