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Jill A. Giles Named Chief Financial Officer of First Farmers and Merchants Bank

First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, today announced that Jill A. Giles was named Chief Financial Officer of the Bank. The position was formerly held by Robert E. (“Bobby”) Krimmel who continues as Chief Financial Officer of the Corporation.

“I am pleased to announce the promotion of Jill Giles to Chief Financial Officer of First Farmers and Merchants Bank,” stated Brian K. Williams, First Farmers’ Chairman and CEO. “Jill has served as Chief Accounting Officer of the Bank since 2020 and previously served as the Bank’s Controller. As CFO, she will have primary responsibility for Accounting, Accounts Payable, Central Balancing, Treasury, Facilities, Management Reporting Systems, and Shareholder Services. She has worked closely with Bobby Krimmel who previously served as the Bank’s CFO, and I expect a smooth transition in these responsibilities to her.

“Jill Giles joined First Farmers in 2013 as Controller for the Bank. She was promoted to Chief Accounting Officer where she has been responsible for the day-to-day operations and management of the accounting function at the Bank. She was awarded the First Farmers Innovation Award in 2018 in recognition of her leadership in implementing more efficient accounts payable solutions for the Bank.

“In her new role as CFO of the Bank, Jill will oversee the preparation of all financial reporting, budgeting, and tax and regulatory reporting. She will continue to assist Bobby Krimmel with financial reporting for the holding company. She will also provide oversight of the Treasury function of the Bank including asset-liability management, interest rate risk management, investments, pricing, management reporting systems and facilities management. Jill’s new duties will include management of Shareholder Services which includes communications with shareholders, dividend payments and stock repurchases. She will partner with senior leadership to develop and implement strategies across the organization and will ensure the integrity of the Bank’s financial systems and reporting process through the development and implementation of corporate accounting policies and internal control processes,” concluded Williams.

Prior to joining First Farmers, Giles worked in public accounting as an audit manager and provided internal and external audit services for community banks. She holds a Bachelor of Science degree in accounting from The University of Tennessee at Martin and a Masters in Science degree in accounting from Middle Tennessee State University. She is a Certified Public Accountant and a member of the American Institute of Certified Public Accountants. She is a past board member for Habitat for Humanity Williamson-Maury and remains an active supporter in the community.

About First Farmers and Merchants Corporation and First Farmers and Merchants Bank

First Farmers and Merchants Corporation is the holding company for First Farmers and Merchants Bank, a community bank serving the Middle Tennessee area through 22 offices in seven Middle Tennessee counties. As of September 30, 2023, First Farmers reported total assets of approximately $1.9 billion, total shareholders’ equity of approximately $99 million, and administered trust assets of $5.4 billion. For more information about First Farmers, visit us on the Web at www.myfirstfarmers.com under “Investor Relations.”

Contacts

Felicia Y. Brown

Chief Marketing and Communications Officer

(931) 380-8372

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