Nef El Bey discussing asset management for the working class
Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-nef-el-bey-with-c-k-healthcare-advisors-founder-of-insured-by-nef-discussing-asset-management-for-the-working-class/
In this episode of Influential Entrepreneurs, Nef El Bey, the founder of Insured by Nef and a representative of C&K Healthcare Advisors. Delved into the topic of asset management for the working class, focusing on the often-overlooked benefits of owning personal insurance policies.
Discussed the concept of asset management, emphasizing the importance of owning your own insurance policy rather than relying solely on employer-provided benefits. Nef highlighted the advantages of permanent life insurance policies, particularly Indexed Universal Life (IUL) policies, which offer immediate death benefits, build cash value, and provide living benefits in case of critical illnesses.
In the landscape of personal finance, asset management is often discussed in terms of investments, savings, and retirement plans. However, one critical aspect that frequently goes unnoticed is the ownership of insurance policies. Nef El Bey, a healthcare advisor and founder of Insured by Nef, emphasizes that insurance should be viewed not merely as a safety net but as a vital asset that can provide security and stability, particularly for the working class. This essay explores the significance of owning insurance policies and how they contribute to financial security.
One of the most compelling reasons to own an insurance policy is the inherent unpredictability of employment. Job security can be fleeting; layoffs, company closures, or personal decisions to leave a job can all lead to the loss of employer-sponsored benefits. In such scenarios, individuals who do not have their own insurance policies may find themselves without coverage, leading to significant financial strain during critical moments in life. By owning an insurance policy, individuals take control of their financial futures. They establish a resource that remains intact regardless of their employment status, providing a safety net that can be relied upon in times of need.
Additionally, owning an insurance policy can provide peace of mind. The knowledge that one has coverage in place can alleviate stress and anxiety related to unforeseen circumstances, such as medical emergencies or accidents. This psychological benefit is often overlooked but is a crucial component of overall well-being. When individuals feel secure in their insurance coverage, they are better equipped to focus on other financial goals, such as saving for retirement or investing in their education.
In conclusion, the importance of owning insurance cannot be overstated. It is an essential component of asset management that provides security and stability for the working class. By viewing insurance as an asset and taking ownership of their policies, individuals can protect themselves against the uncertainties of life. Through education and proactive decision-making, they can secure their financial futures and gain peace of mind. As Nef El Bey eloquently states, “own what you have,” and in doing so, individuals can transform their insurance from a mere benefit into a powerful tool for financial security.
Nef shared: “What I try to educate and provide is say, Hey, you need to own your own policy. You know, if you don’t have a policy outside of your job, you really don’t have anything. And what I mean by that is, that job could be terminated tomorrow or you could walk away.”
Video Link: https://www.youtube.com/embed/LO22N_jWP7w
About Nef El Bey
Nefertarei El Bey (Nef-er-tar-ee), a woman whose goal in life is to be integral and live a purpose-filled life. She worked in healthcare for over 23 years. Her past experiences prepared me for a variety of development and leadership. She has worn lots of hats: Insurance Claims Management, Customer Service Management, Medical Billing and Coding, Auditor for Subrogation Cases. The list goes on and on.
The commonality of all these roles is people. Everyone wants to be heard and understood. All the roles she found herself in were liaisons between the company and the people. This is how she came to know my true purpose, being a servant to man.
She is honored to be a community resource, helping individuals understand Medicare plans and final expenses. She’s a licensed agent for health and life in 13 states. She is invested in each client by educating and keeping them informed of updates.
Nefertarei is a wife, mother, grandma, sister, auntie, daughter, and most importantly, a child of God. She resides with her husband in Concord, NC. Her ideal weekend is not to have plans and do NOTHING!!! Nevertheless, when people hear her name or think of her now, she is passionate and always grateful to serve.
Learn more: insuredbynef.com
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