Commercial banking company Preferred Bank (NASDAQ: PFBC) will be reporting earnings this Monday after market close. Here’s what you need to know.
Preferred Bank met analysts’ revenue expectations last quarter, reporting revenues of $70.65 million, up 1.6% year on year. It was a mixed quarter for the company, with a narrow beat of analysts’ tangible book value per share estimates but a narrow beat of analysts’ EPS estimates.
Is Preferred Bank a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting Preferred Bank’s revenue to be flat year on year at $72.43 million, improving from the 4.8% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $2.57 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Preferred Bank has missed Wall Street’s revenue estimates four times over the last two years.
Looking at Preferred Bank’s peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. First Horizon delivered year-on-year revenue growth of 7.5%, beating analysts’ expectations by 7.7%, and FB Financial reported revenues up 94.2%, topping estimates by 4.2%. First Horizon traded down 13.3% following the results while FB Financial’s stock price was unchanged.
Read our full analysis of First Horizon’s results here and FB Financial’s results here.
Debates over possible tariffs and corporate tax adjustments have raised questions about economic stability in 2025. While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 7.9% on average over the last month. Preferred Bank is down 8.8% during the same time and is heading into earnings with an average analyst price target of $106.25 (compared to the current share price of $85.31).
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