Texas Capital Bank (TCBI) Reports Earnings Tomorrow: What To Expect

January 20, 2026 at 22:08 PM EST

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Regional banking firm Texas Capital Bancshares (NASDAQ: TCBI) will be announcing earnings results this Thursday before the bell. Here’s what to expect.

Texas Capital Bank beat analysts’ revenue expectations by 4.4% last quarter, reporting revenues of $340.9 million, up 11.8% year on year. It was an exceptional quarter for the company, with a beat of analysts’ EPS estimates and a solid beat of analysts’ revenue estimates.

Is Texas Capital Bank a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.

This quarter, analysts are expecting Texas Capital Bank’s revenue to grow 13.9% year on year to $323.4 million, slowing from the 15.4% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.77 per share.

Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Texas Capital Bank has missed Wall Street’s revenue estimates three times over the last two years.

Looking at Texas Capital Bank’s peers in the regional banks segment, some have already reported their Q4 results, giving us a hint as to what we can expect. ServisFirst Bancshares delivered year-on-year revenue growth of 22.9%, beating analysts’ expectations by 6.8%, and Simmons First National reported revenues up 15.9%, topping estimates by 4.1%.

Read our full analysis of ServisFirst Bancshares’s results here and Simmons First National’s results here.

Investors in the regional banks segment have had steady hands going into earnings, with share prices flat over the last month. Texas Capital Bank is up 4.1% during the same time and is heading into earnings with an average analyst price target of $97.57 (compared to the current share price of $97.26).

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