Washington has shown a complete disregard for our nation’s savers, especially those in — or near — retirement. Interest rates on traditional income investments are being kept artificially low. Social Security and other programs are being neglected. And the situation is being made worse by problems in both corporate and state pension systems. That’s why I held an important call with my 62-year-old father last Thursday. We talked about his personal retirement plans … the challenges he’s facing … as well as the solutions I’m proposing to get him the kind of safe, reliable income he deserves. What follows is the complete transcript of our phone call. Dad and I know you’re…