According to announcements released by Tomes Law Firm, PC – Bankruptcy Lawyers, the law firm has three decades of experience in helping clients tide over financial crises through systematic debt resolution via available legal options.
The benefits of working with an experienced bankruptcy lawyer, such as one from Tomes Law Firm PC, include peace of mind, financial planning for a secure future and improved credit score, a stop to wage garnishment and bank levies, and not having to deal with harassing creditors because the law firm takes care of that for the client.
In New Jersey, Chapter 7 bankruptcies entail liquidating all assets to clear debts. This law firm helps clients fulfill obligations before the Chapter 7 bankruptcy proceedings begin. These include debtor education, satisfaction of the means test, and receipt of credit counseling.
A debtor stands to benefit from the services of an experienced law firm. Tomes Law Firm, PC guides clients through the Chapter 13 bankruptcy process for secured and unsecured loans. It helps debtors create a payment plan to clear arrears over 3-5 years. Debt restructuring through a Chapter 13 bankruptcy requires knowledge of the relevant laws and complex documentation.
More insight about this law office can be obtained at Tomes Law Firm, PC Facebook page.
The bankruptcy attorney at Tomes Law Firm, PC is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and focuses on guarding debtors’ rights. This law firm has the training and experience to protect people in debt from aggressive creditors. Both consumers and small businesses have benefited from the experience of this law firm, which has earned the respect of other law firms, judges, and trustees.
Tomes Law Firm, PC said, “Our goal is to build a strong and prosperous community through the success of our clients, to support socially conscious endeavors and to create a better everyday life for our clients, their families and their businesses and to see their challenges as opportunities. Though you may be in a dire financial situation, choosing between Chapter 7 and Chapter 13 bankruptcy can make a world of difference.
Bankruptcy functions to relieve a person of overwhelming debts. Bankruptcy is not a punishment or saved for the financially irresponsible.
Many fiscally responsible people file for bankruptcy because of overwhelming debts not stemming from reckless behavior. For example, medical bills and the financial burden of divorce are just some of the many ways a responsible person can find themselves facing a bleak future. Bankruptcy provides the means to get back on track and start building credit once again.
According to the bankruptcy code, there are two chapters in which an individual can work to satisfy hostile debtors. One is Chapter 7 bankruptcy, and the other is Chapter 13 bankruptcy. Each form of bankruptcy has its merits. If you need quality legal support deciding between Chapter 7 and 13, contact Tomes Law Firm, PC for a consultation. Our firm is ready to guide you through your legal options and the process of filing for bankruptcy.”
About the Company:
Since 1993, Tomes Law Firm, PC has been a result-driven firm helping people overcome debt and financial issues. It also undertakes estate planning and wills. This is a collaborative law firm with a reputation for sharp client focus and affordability.