Varandeep Grewal, founder and president of Grewal Capital Corp, is speaking out about the importance of financial literacy and long-term economic awareness as global markets become more complex and interconnected.
Drawing on decades of experience working across financial centers in Europe and Asia, Grewal believes individuals benefit from understanding how global capital markets operate and how economic decisions ripple across countries and industries.
“Financial literacy isn’t just about numbers,” Grewal said. “It’s about understanding how the world works. When people grasp how economies and markets connect, they can make more informed decisions in their lives.”
According to the OECD, only about one-third of adults worldwide demonstrate a basic understanding of financial concepts, while surveys in many developed economies show large gaps in knowledge around inflation, risk, and market behavior. These gaps can affect everything from household budgeting to long-term economic planning.
Grewal says improving financial literacy starts with curiosity and a willingness to learn.
“Economics gave me a framework for thinking long term,” he explained. “Once you begin to see how markets move and how decisions ripple across industries and countries, it changes how you look at the world.”
Grewal began his career in Canada working in capital markets with firms including ScotiaMcLeod, Canaccord Capital, and Leede Financial Markets, where he gained early experience in corporate finance and investment markets.
Those roles helped him see firsthand how capital flows through financial systems.
“The early part of my career was about learning the mechanics,” Grewal said. “You see how deals happen, how capital moves, and how decisions affect companies.”
Over time, his work expanded internationally. Grewal spent many years working in the DACH region of Europe, including Switzerland, and collaborated with financial professionals in global banking centers such as Singapore and Hong Kong.
Exposure to different financial systems shaped his perspective on economic awareness.
“Every market has its own rhythm,” Grewal said. “Asia moves quickly, Europe often focuses on long-term preservation. Understanding those differences helps you see the bigger picture.”
Experts say that perspective is increasingly important. The World Economic Forum reports that cross-border investment and global capital flows now influence industries ranging from technology and healthcare to manufacturing and infrastructure. Meanwhile, research from the Global Financial Literacy Excellence Center shows that individuals with higher financial knowledge are significantly more likely to plan for the future and adapt during economic uncertainty.
Grewal believes individuals can strengthen their financial understanding by paying attention to global trends and taking the time to learn how economic systems interact.
“Markets reward patience and preparation,” he said. “The more people understand how the global economy functions, the better equipped they are to navigate change.”
He also encourages people to develop habits that support disciplined thinking, both personally and professionally.
Outside of the financial world, Grewal spends time running, training in the gym, and playing golf, activities he says help him maintain focus.
“Fitness clears your mind,” Grewal said. “When you step away from the noise and focus on something simple like running, it helps you think more clearly.”
That same mindset, he says, applies to learning about economics and markets.
“The global economy is a network,” Grewal said. “The more people understand those connections, the easier it becomes to see opportunities and challenges around them.”
A Call to Action
Grewal encourages individuals who want to improve their understanding of economics and financial systems to begin with small, practical steps:
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Read regularly about global economic trends and financial markets
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Learn the basic principles of economics and how markets function
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Pay attention to how global events affect industries and trade
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Stay curious about how capital flows across countries and sectors
“Learning about the economy doesn’t require a finance background,” Grewal said. “It starts with curiosity and a willingness to understand how the world works.”
To read the full interview, visit the website here.
About Varandeep Grewal
Varandeep Singh Grewal, also known as Vare Grewal, is the founder and president of Grewal Capital Corp. He holds a Bachelor of Economics from the University of British Columbia and began his career in capital markets with ScotiaMcLeod, Canaccord Capital, and Leede Financial Markets. Over the course of his career, he has worked with financial professionals across Europe and Asia, including the DACH region, Singapore, and Hong Kong. Grewal leads Grewal Capital Corp with a focus on family office investments, emphasizing global perspective and long-term thinking.
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