THE VILLAGES, FL — Financial security is a top concern for Florida retirees. Yet many are still faced with sales-heavy approaches and unclear recommendations when seeking retirement guidance. CapstoneWealth, led by veteran advisor Roxanne Theodoropoulos, is changing the narrative with a focus on structure, facts, and direct advice.
CapstoneWealth operates with a simple commitment: give people clarity. With thousands of residents in The Villages entering or adjusting their retirement every year, the demand for straight financial answers continues to rise.
“People aren’t looking for hype,” said Roxanne. “They want a system. They want consistency. They want to protect what they’ve earned.”
Planning Without Pressure
CapstoneWealth doesn’t operate on commissions or sales quotas. Instead, their business model revolves around fiduciary responsibility and structured planning. Clients are guided through detailed financial reviews and leave with a plan—not a pitch.
Services include:
- Income stream analysis
- Tax-focused withdrawal strategies
- Structured financial instruments (notes, annuities, private market assets)
- Risk management
- Wealth transfer support
Roxanne and her team collaborate with each client’s tax and legal advisors to ensure all areas are aligned. Each plan is reviewed annually to account for changes in income, markets, or personal needs.
New Tools, Same Priorities
With increasing market volatility, many clients are exploring new ways to generate income and reduce exposure. CapstoneWealth provides access to non-traditional tools such as structured notes and fixed income alternatives. These are introduced only when suitable and explained thoroughly before any decision is made.
Unlike firms that focus primarily on accumulation, CapstoneWealth focuses on predictable outcomes. Retirement is no longer about building—it's about sustaining and adjusting. That’s where Roxanne’s structured process comes in.
Why Local Knowledge Matters
The Villages is one of the largest retirement communities in the country, and CapstoneWealth is one of the few financial firms based in the region offering direct access to a Certified Financial Planner™. This local presence enables clients to get timely answers, attend in-person consultations, and remain in touch as their situation changes.
Clients report peace of mind after engaging with the firm. They understand where they stand and what comes next—without having to sort through layers of marketing.
Experience and Focus
Roxanne brings nearly 20 years of financial planning experience to her role. Her CFP® certification is supported by an academic background in planning and years of client-facing work.
Her practical approach, combined with a strong understanding of tax rules and income planning, makes her a valuable resource for retirees seeking stable strategies.
A Clear Alternative to Common Confusion
CapstoneWealth invites retirees and pre-retirees to book an introductory review of their current retirement situation. These 45-minute sessions are designed to offer immediate insights without commitment or upselling.
To learn more, visit www.mycapstonewealth.com or call 813-763-5670 to speak directly with a member of the CapstoneWealth team.
Press Contact:
CapstoneWealth
Roxanne Theodoropoulos, CFPⓇ, CWSⓇ
Email: roxanne@mycapstonewealth.com
Website: https://www.mycapstonewealth.com
